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12 Best Fleet and Fuel Cards for Businesses in 2026

In this article, our experts explore 12 of the best fleet fuel card options for modern businesses.

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February 16, 2026
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As your business grows and fuel costs and fraud risks rise, choosing the right fleet fuel card matters more than ever.

Below, we break down 12 of the best fleet and fuel cards available today, and what makes each one worth considering for small business and large alike.

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Key Features of Fleet Cards

In recent years, fuel cards have evolved from simple fuel rewards cards to complete solutions that help reduce fraud, manage driver expenses, and enable fleet cost savings.

Below are five exciting features you should look out for when choosing your next fleet fuel card provider.

1) Card Acceptance

One of the most important features in a fleet card is network acceptance (which refers to where a card can actually be used).

When comparing fuel card options, we recommend opting for a card provider with an open-loop network for near universal acceptance rates.

Open-loop network (e.g., Visa, Mastercard)

Cards like Coast are accepted at nearly any station or merchant that takes that brand. Drivers aren’t limited to specific fuel brands.

Closed-loop network

Accepted only at participating or branded stations within that provider’s network.

2) Spending Controls

Spending controls enable you to control what expense items cards can be used for, cap how much can be spent, or limit transactions to certain days or times.

Advanced fleet cards like Coast also let you:

  • Check the size of the vehicle’s tank before approving a transaction
  • Flag purchases that don’t match the vehicle’s location
  • Apply different rules depending on the route

As a fleet manager or owner, these tools make it easier to spot unusual activity, reduce non-business spending, and keep fuel costs predictable without slowing drivers down.

3) Security & Fraud Protection

Fuel card fraud can be a real drain on a fleet’s budget.

So modern cards come with tools designed to catch suspicious activity before it turns into a bigger problem.

Look for cards that:

  • Require a PIN or driver ID
  • Offer real-time alerts whenever a transaction looks unusual
  • Lock or unlock a card instantly from a dashboard or app
  • Check the driver’s location vs where the card is being used
  • Monitor fuel tank capacity and fuel purchases volume

4. Rewards

Fuel card rewards can save your company $1,000s per year. 

Reward programs typically include things like:

  • Savings per gallon
  • Cashback on non-fuel expenses
  • Perks for fuel brand loyalty
  • Discounts and savings on fleet maintenance costs
  • Free fleet software subscriptions

When comparing cards, look closely at the fine print.

Some discounts only apply at certain stations, reset after a small volume of fuel, or drop off after an introductory period.

The best rewards are the ones that match your fleet’s real-world fueling patterns.

See examples from Coast’s fleet fuel card rewards here.

6. Fees

Fees can make a fleet card far more expensive than it looks at first glance.

While some charges are standard across providers, others creep in quietly and can add up fast if you’re not paying attention.

Often hidden fees, include:

  • Transaction fees
  • Credit-risk fees
  • Out-of-network fees
  • Per-gallon service charges
  • Electronic payment processing charge
  • Check processing charge
  • Phone-payment charge
  • High subscription and use charges
  • Extended network pricing
  • Setup charges

The best choice is a card with a simple, transparent fee structure that doesn’t surprise you and doesn’t charge an extra fee for standard daily driver activity.

12 Best Fuel Cards For Fleets

 best fleet for fuel

About
Pros
  • 3–9¢ back per gallon at 30,000+ stations
  • Accepted anywhere that accepts Visa
  • Detailed spend controls with real-time reporting
  • Telematics and accounting integrations
  • Mobile card unlock for added security
  • Can also work as a controlled corporate card
  • Includes a $25,000 annual Fuel Fraud Guarantee for added protection (learn more)
  • Ability to turn on additional spend categories
Cons
  • Designed for local service fleets rather than long-haul trucking
  • Less suited for fleets with fewer than five vehicles
  • No prepaid option
WEX Fleet FlexCard

2. WEX

About
Pros
  • Accepted at 95% of gas stations
  • Advanced spend controls
  • Customizable report options
Cons
  • Your local station might not accept the card
  • Some cards have rebates that expire after a few months 
  • Rebates are broken into tiers and the amount you save is dependent on how much fuel you purchase in a given month
Comdata Fleet Card

3. Comdata

About
Pros
  • Accepted at 95% of gas stations
  • Advanced spend controls
  • Customizable report options
Cons
  • If you don't have a trucking business, you might not see the full value of the card
  • Limited network of 8,000+ gas stations, when not using the Mastercard product
Fuelman Fleet Card

4. Fuelman

About
Pros
  • Real-time fraud alerts
  • Discount network
  • Fuel controls
Cons
  • Some options like customizable dashboards, maintenance, or fraud guarantee are only available on more expensive plans
  • Invoices must be paid in full and on time in order to receive rebates
  • Your local station might not accept the card, and there’s an extended network fee of $3 for stations outside of their network
WEX EFS Fuel Card

5. EFS

About
Pros
  • Valuable features for trucking businesses, such as cash advances and ATM withdrawal
  • Mastercard product can be used for fuel and fleet expenses where Mastercard is accepted
  • Spend controls
Cons
  • Limited network of 12,000+ gas stations, if not using the Mastercard product
  • Applies transaction fees to merchants out-of-network for EDGE card
  • Might not be as valuable for non-trucking businesses
Voyager Fleet Card

6. Voyager

About
Pros
  • Option between a Mastercard to maximize acceptance and a Voyager-only card for fleets needing access to private fueling sites and truck stops
  • Spend controls and reporting
  • Mastercard product is also accepted in Canada and Mexico
Cons
  • If you choose the Voyager+ card, network of stations might be limited
  • Mastercard product doesn't advertise any rebates
Shell Fleet Card

7. Shell

About
Pros
  • Attractive rebates at Shell stations
  • Option to choose between a Shell only card, and a card with 95% coverage
  • Supports EV charging
Cons
  • Rebates based on the number of gallons purchased. Small fleets might have trouble getting the full value. 
  • Shell Card Business can only be used at Shell stations
Chevron and Texaco Fleet Fuel Cards

8. Chevron

About
Pros
  • Rebates at Chevron and Texaco stations
  • Flexibility to choose between a Chevon/Texaco only card, and a card with 95% coverage
  • Spend controls and reporting
Cons
  • Rebates based on the number of gallons purchased. Small fleets might have trouble getting the full value. 
  • Chevron Business Card can only be used at Chevron and Texaco stations. 
  • Business Access Card charges $2/transaction fee when used outside of Chevron and Texaco stations
Exxon Logo

9. ExxonMobil

About
Pros
  • Attractive rebates at Exxon and Mobil stations
  • Spend controls and reporting
  • Exxon only card has no setup, card or annual fees
Cons
  • Unless you select their universal program, the card only be used at Exxon and Mobil stations 
  • If you want to get acceptance outside Exxon stations, you will need to upgrade to their Universal card, which has card fees 
  • Reliance on driver PINs leaves cards susceptible to fraud
Sunoco Business Fleet Card

10. Sunoco

About
Pros
  • Up to 6¢ per gallon at Sunoco stations
  • Spend controls and reporting
  • No setup, card or annual fees
Cons
  • Rebates are tier-based. If you do not purchase the right amount of gallons, you won't receive the full benefits. 
  • Reliance on driver PINs leaves cards susceptible to fraud
  • Need to upgrade to Universal Card in order to get broader card acceptance, which involves a lot more fees via Wex
Pacific Pride Fleet Gas Card

11. Pacific Pride

About
Pros
  • Access to Pacific Pride cardlock network 
  • Spend controls and reporting
  • Can use card to also purchase other vehicle-related items like motor oil, DEF, air/water/window cleaning equipment
Cons
  • Can only be used at 55,000 sites
  • Reliance on driver PINs leaves cards susceptible to fraud
Circle K logo

12. Circle K

About
Pros
  • Zero card fees for Circle K Pro Fleet Card
  • Save at least 10¢ on every gallon at Circle K stations
  • Spend controls by transaction, vehicle, and driver
Cons
  • Circle K Pro Fleet Card can only be used at Circle K stations
  • Need to upgrade to Circle K Universal Card in order to get broader card acceptance
  • Rebates are only available at Circle K stations

Choose The Right Fuel Cards For Your Business

Choose The Right Fuel Cards For Your Business

Fleet fuel cards can be a valuable tool for businesses of all sizes. The Coast fleet and fuel card, for example, can help you save money on fuel, track your spending, and manage your fleet more efficiently.

Curious what the Coast fuel card could save you? Use our calculator below to see how tiny per-gallon savings turn into big wins.

With Coast’s online dashboard, you can manage expenses, see purchase details right down to the line item, and control every aspect of the card’s activity.

So, whether you operate five vehicles or 500 — and whether those vehicles stay in town or travel across the country — Coast can help you manage everything better.

To learn more about Coast, visit CoastPay.com today.

Fleet Fuel Card FAQs

  • What is a fleet fuel card?

    A fleet fuel card is a payment card designed specifically for commercial vehicles and drivers. 

    Unlike a regular business credit card, a fleet card comes with built-in tools for managing fuel and vehicle-related spending. 

    Drivers use it to pay for fuel, maintenance, tolls, and other approved expenses while they’re on the road, and every transaction flows into one dashboard so managers can control limits, track usage, and spot unusual activity.

    Fleet fuel cards are widely used because they make fueling simpler for drivers and give businesses far more visibility and control than a standard payment card ever could.

  • What are the best fleet fuel cards for small businesses?

    The best fuel cards for small businesses are the ones that offer broad acceptance, simple controls, and clear pricing without locking you into a specific fuel brand. 

    Coast is a strong option because it’s accepted anywhere Visa is accepted, offers per-gallon rewards, and gives small fleets the same real-time controls and fraud protection larger fleets rely on. 

    Other widely used options include WEX, Fuelman, and Comdata, though many of these work best when your fleet fuels at specific in-network stations.

  • Are there any fleet fuel cards with no fees?

    Yes. Several fleet fuel cards come with no setup, annual, or per-card fees, although most of them are tied to a specific fuel network. 

    In this list, the Chevron/Texaco Business Card, Circle K Pro Fleet Card, and Sunoco Business Fleet Card all advertise no setup, annual, or card fees as long as you fuel within their network. 

    The Axle Fuel Card also has no transaction, account-management, or monthly fees but is limited to Pilot, Flying J, and One9 locations.

    These no-fee options can work well for businesses that fuel consistently at one brand’s stations. But for fleets that need nationwide acceptance or broader controls typically choose a universal card with transparent pricing instead.

  • Where can you use fleet cards?

    Where you can use a fleet fuel card depends on the type of card you choose.

    • Universal or open-loop cards (such as Visa- or Mastercard-backed fleet cards) can be used at virtually any gas station, truck stop, or merchant that accepts those networks. These offer the widest flexibility for drivers on varied routes.
    • Branded or closed-loop cards only work at specific fuel brands or within a limited network. They often have no fees or higher rebates but require drivers to stay in-network.

    Coast can be used anywhere Visa is accepted in the US and isn’t limited to fuel only purchases (unless your company wants it that way!). The spend controls can include maintenance and other vehicle related costs. 

  • How do fleet fuel cards work?

    Fleet fuel cards work by giving drivers a dedicated way to pay for fuel and approved vehicle expenses while automatically tracking every transaction. Each driver is assigned a card, or each vehicle is, and every purchase is logged with details like time, location, amount, and product type.

    Managers use an online dashboard to:

    • set spending limits
    • block or allow certain merchants
    • monitor transactions in real time
    • spot unusual activity or possible fraud

    Most fleet cards also require a driver ID or PIN at the pump, which ties each transaction to the right person. Some even have telematics integrations so that the card can only be used within a certain proximity of the vehicle it is assigned to. This makes it much easier to control costs and reduces the admin burden of collecting receipts or processing reimbursements.